Living independently, this segment relies on their income to give them the control and security they want. Aged 30 and above, they are wealth accumulators, working towards savings for their retirement.

 

This segment has a lot of disposable cash and they choose to spend it on personal image, leisure and travel. They are users of premium credit cards which they pay off each month. Their health and appearance are important to them.

 

Things to consider

Budgeting, cashflow and debt reduction.

 

Protecting income in the event of accident or illness to be able to fund their:

• Mortgage
• New car
• Travel
• Savings for retirement
• Bills
• Investments and negative gearing
• Lifestyle and entertainment

 

Protecting themselves and their parents against financial hardship in the event of death, disability or major illness by taking out:

• Life insurance
• Total and permanent disablement insurance
• Trauma insurance

 

Starting an investment portfolio and or a savings plan to work towards:

• Boob jobs and butt lifts!
• Travelling overseas
• Building wealth over the long term using tax effective strategies
• Retirement

 

Complete Financial Planning can assist you with your Personal Insurances, Wealth Creation in and outside of super, debt reduction and savings needs. If you would like a complimentary consultation please contact the office on 08 9250 5599 to make an appointment.